At Essential Trust Financial, we want to sit down with you and learn about your goals, passions, and struggles. We take the time to fully understand your financial picture now, and where you would like to be. We work to optimize your savings to promote growth and develop an investment strategy that balances gains against your risk aversion.
Are you a Baby Boomer that wants to make sure you can live comfortably, cover health care costs and be financially prepared if long term care is needed? Are you a Millennial that wants to eventually retire early but first need to establish and fund college savings account to help your kids pay for college? Are you a Gen Xer who’s ready to start adjusting your investments and risk profile for the last stretch towards retirement?
Financial planning is unique at each stage of life. There’s not a one-size-fits-all financial plan that works for everyone. We listen to you, develop an understanding of your goals and help map out a path to get you there.
Areas of focus:
✔ Tax-Free Retirement Income Strategies
✔ Defined Benefits & 401(K) Profit-Sharing Plans
✔ Life Insurance — Temporary & Cash Value
✔ Premium Finance & Kai-Zen
✔ 401(K) 403(b) & TSA Rollovers
✔ Defined Contribution Plans
✔ Advanced Retirement Planning (Individual & Corporate)
✔ Estate Planning
✔ IRA Legacy Planning
✔ Charitable Giving
✔ College Funding
✔ Asset Protection
✔ Corporate Level Pension Design & Administration
✔ Buy-Sell Agreements between partners
✔ Long Term Care
✔ Private Retirement Plans
✔ Disability Insurance
For more information, please email or call our office. We look forward to discussing your financial goals together.